- Starting weight (January 3): 256
- Last week (February 12): 244.6
- This week (February 19): 241.2
An additional good sign in this is I am actually having a hard time eating all of my calories (if you start shorting your calories by too much your body slows its metabolism, thus defeating the purpose of weight loss). A cool thing related to swimming is (aside from some muscle tiredness) my body isn't achey; for those up to speed with the various orthopedic injuries I've suffered over last few years, not being joint-sore is a big deal.
A long time ago I was forced to cut back my spending due to a job lay-off, and this acted as a catalyst for initial (and significant) weight loss. I have since been very blessed by gaining great experience working for one of the top U.S. health care consulting firms, and then I was equally as blessed by being offered a leadership position within a hospital's supply chain. Over the last four years I have been repeatedly in the right place at the right time, and I am extremely grateful for the opportunities that have been presented to me.
Despite these advantages I have let my money go out of control, and righting it will require a commitment as large (if not larger) than getting healthy.
To put the extend of my financial situation into perspective, I have no problems paying my bills every month (however, if someone doesn't rent my house within the next 6-9 months things might get tight). My problem is I should be focused on building wealth, but instead I have chosen to spend to the point of my credit card balance being equal to nearly 16% of my annual income.
The inspiration behind entering a financial conversation into this blog comes from Larry Winget's Your Broke Because You Want to Be. Winget is a hard nosed financial guru and TV personality, and one of his (non-scientific) observations is the tendency for people who allow their finances get out of control are generally also overweight (if you want more scientific evidence, look no further). Okay, so my obesity is not related to poverty, but it is closely tied to losing control: I have a difficult time controlling my food, and it is obvious I also have a hard time controlling my finances.
Based on a recommendation from a friend I am going to use a framework similar to that of Dave Ramsey's seven baby steps. I did add one element to his approach: I put myself on a spending diet. I have built a spending budget (much like my calorie budget) and I am sticking to it. I have distinct goals for next 6, 12, 18, and 36 months. I have to reel in my spending if I ever want to do more than just be comfortable.
Finally, and to lighten up the message a little, isn't it ironic that I am responsible for savings seven-figure amounts from a hospital's supply budget but yet I personally pay hundreds of dollars every month on credit card interest?